Category: Insurance

Most Common Reasons for a Policy to be Canceled or Not Renewed by an Insurance Company

There are a limited number of reasons your car insurance policy will be cancelled or non-renewed. There are actually laws that regulate insurance companies and prevent them from dropping customers on a whim. As long as you avoid filing too …
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Posted in Car Insurance, Insurance

Submitting a Claim Vs. Paying for Damages Out of Pocket

There are times when it is not in your best financial interests to file an auto insurance claim. In fact, there are circumstances where filing a claim could result in losing your coverage completely, and that might make it difficult …
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Posted in Car Insurance, Insurance

Online Insurance Quotes vs. Speaking Directly with an Agent

Online insurance quotes are quick, and convenient, but there are times when you want to talk to an insurance agent. Agents are able to offer advice about what coverage you need, and how much of each one you should buy. …
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Posted in Car Insurance, Health Insurance, Home Insurance, Insurance, Life Insurance

Intercompany Insurance Arbitration Explained

Intercompany insurance arbitration is how claims cases are resolved between insurance companies in situations that call for subrogation. Subrogation is when one insurance company files a claim against another insurance company. The idea is to avoid costly court litigation, relying …
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Posted in Insurance

Paying Your Premiums Late Can Cost You More Than Just a Fee

140 – Late payments can cost a lot more than just a fee Paying your insurance premiums on time is important, and not just because you avoid paying a late fee. The repercussions of habitually late insurance payments can affect …
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Posted in Car Insurance, Health Insurance, Home Insurance, Insurance, Life Insurance

The Pros & Cons of Getting Your Insurance from an Independent Agent

There are two types of insurance agents, independent agents and insurance agents that work for a single company, called a captive agent. When you purchase an insurance policy, whether you are buying direct from the insurance company or through a …
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Posted in Car Insurance, Health Insurance, Home Insurance, Insurance, Life Insurance

Saving Money on Insurance with Multi-Policy Discounts

Most people know about safe driver discounts, but not as many are aware of the fact that you can save money just by having multiple policies with the same insurance company. You can even mix types of policies, such as …
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Posted in Car Insurance, Health Insurance, Home Insurance, Insurance, Life Insurance

What are the Different Parts of an Auto Liability Demand Letter?

An auto liability demand letter is used to request settlement on an outstanding insurance claim. Even though it is called a demand letter, it is important that the tone of the letter remain courteous and concise. State the facts about …
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Posted in Car Insurance, Insurance

Buying Insurance from a Broker vs an Agent

The major difference between purchasing insurance from a captive agent or an independent broker is that the broker is going to try to get you the best deal on coverage while the captive agent is only interested in selling the …
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Posted in Car Insurance, Health Insurance, Home Insurance, Insurance, Life Insurance

Maintaining a Safe Vehicle is the Best Way of Avoiding an Accident

Once you have used an online insurance quote site to find the best deal on insurance, you have to commit yourself to keeping your vehicle in good condition to avoid problems with claims if something bad happens. Here’s a quick …
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Posted in Car Insurance, Insurance