Category: Health Insurance

Online Insurance Quotes vs. Speaking Directly with an Agent

Online insurance quotes are quick, and convenient, but there are times when you want to talk to an insurance agent. Agents are able to offer advice about what coverage you need, and how much of each one you should buy. …
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Posted in Car Insurance, Health Insurance, Home Insurance, Insurance, Life Insurance

Paying Your Premiums Late Can Cost You More Than Just a Fee

140 – Late payments can cost a lot more than just a fee Paying your insurance premiums on time is important, and not just because you avoid paying a late fee. The repercussions of habitually late insurance payments can affect …
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Posted in Car Insurance, Health Insurance, Home Insurance, Insurance, Life Insurance

The Pros & Cons of Getting Your Insurance from an Independent Agent

There are two types of insurance agents, independent agents and insurance agents that work for a single company, called a captive agent. When you purchase an insurance policy, whether you are buying direct from the insurance company or through a …
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Posted in Car Insurance, Health Insurance, Home Insurance, Insurance, Life Insurance

Saving Money on Insurance with Multi-Policy Discounts

Most people know about safe driver discounts, but not as many are aware of the fact that you can save money just by having multiple policies with the same insurance company. You can even mix types of policies, such as …
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Posted in Car Insurance, Health Insurance, Home Insurance, Insurance, Life Insurance

Buying Insurance from a Broker vs an Agent

The major difference between purchasing insurance from a captive agent or an independent broker is that the broker is going to try to get you the best deal on coverage while the captive agent is only interested in selling the …
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Posted in Car Insurance, Health Insurance, Home Insurance, Insurance, Life Insurance

Does Your Agent Do Any of the Following? It Might Be Time to Switch to Another.

Insurance is a key component in your personal finances. Here are some points to be wary of when dealing with insurance agents, but it should also be noted that this list is only an introductory one and many other factors …
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Posted in Car Insurance, Health Insurance, Home Insurance, Insurance, Life Insurance

Purchasing Insurance from a Local Agent vs Buying Direct

Deciding whether or not to purchase your auto insurance locally or to buy direct is a question without a cut-and-dried answer. Buying locally can save you money, and keeps your insurance expenses within the local economy, while buying direct provides …
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Posted in Car Insurance, Health Insurance, Home Insurance, Insurance, Life Insurance

Benefits of Using an Insurance Broker Over an Agent

There are two basic types of insurance agents, those who work directly for an insurance company, called captive or dedicated agents, and those who work for the insurance buyer, called broker or independent agents. Captive agents do not offer customers …
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Posted in Car Insurance, Health Insurance, Home Insurance, Insurance, Life Insurance

Consequences of Insurance Fraud

There are two distinct types of insurance fraud, and each one carries different penalties and consequences ranging from higher insurance rates to serving time in jail. In both situations, the best rule of thumb is to avoid making false claims …
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Posted in Car Insurance, Health Insurance, Home Insurance, Insurance, Life Insurance

A.M. Best Insurance Ratings Explained

A. M. Best Company is one of the leading financial ratings companies for insurance. They use a basic 16-point rating system that illustrates the financial strength of an insurance company, which translates into how well that company would be able …
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Posted in Car Insurance, Health Insurance, Home Insurance, Insurance, Life Insurance