Category: Car Insurance

What Your Agent Needs to Know About You to Get You Best Rates

If you have purchased an auto insurance policy, you have probably wondered why the insurance company needed to know so much personal information about you. After all, they are insuring the car, not you, right? The fact is, all that …
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Posted in Car Insurance

Optional Insurance Coverage

Optional insurance coverage are those that are not required by your local laws but that can still be a tremendous benefit if you need to use them. In most states, the legal requirements are limited to liability coverage for other …
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Posted in Car Insurance

Submitting a Claim Vs. Paying for Damages Out of Pocket

There are times when it is not in your best financial interests to file an auto insurance claim. In fact, there are circumstances where filing a claim could result in losing your coverage completely, and that might make it difficult …
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Posted in Car Insurance, Insurance

Car Insurance for Single Parents

Car insurance for single parents is essential, but not difficult to get. You’ll have to carry at least the state required minimum coverage, but it is a good idea to add collision and comprehensive protection as well, to protect yourself …
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Posted in Car Insurance

How to Tell if You’re Paying Too Much for Car Insurance

While some insurance agents may tell you that you cannot have too much insurance, the fact is that if you are paying for coverage that you really don’t have a use for, you are paying too much for your insurance. …
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Posted in Car Insurance

Online Insurance Quotes vs. Speaking Directly with an Agent

Online insurance quotes are quick, and convenient, but there are times when you want to talk to an insurance agent. Agents are able to offer advice about what coverage you need, and how much of each one you should buy. …
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Posted in Car Insurance, Health Insurance, Home Insurance, Insurance, Life Insurance

Understanding Diminished Value

Diminished value is the amount of value your vehicle loses after an accident, even if the insurance pays to repair the vehicle. If you have been in an accident and had your car repaired and then later sold it, you …
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Posted in Car Insurance

How an AAA Membership Can Help You Save on Insurance and Related Expenses

AAA is an organization dedicated to helping people protect their interests and save money while driving. You can purchase insurance through AAA and get group discounts, plus such things as free roadside service, towing, and savings on things like renting …
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Posted in Car Insurance

Staying Protected Against Uninsured Drivers

It doesn’t matter how much liability insurance you have, if a driver without insurance slams into your car, you have a problem. Uninsured motorists are such a serious problem that some states require motorists to carry uninsured / underinsured insurance …
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Posted in Car Insurance

Preparing for an Accident Before the Accident

When you are involved in an accident, it is too late to get familiar with your policy and what it does and does not cover. You should already know what the policy includes, who to call and what steps to …
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Posted in Car Insurance