Category: Car Insurance

Who are the Biggest Car Insurance Companies

Shopping for a dependable insurance company often means looking for a company that has a large number of satisfied customers. Keep in mind, though, that having the most customers does not necessarily mean the best service, it just means that …
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Protecting Yourself From Insurance Fraud

When the economy goes sour, consumers have to be on guard against fraud of all types, including insurance fraud. And insurance fraud can come from both directions, either instigated by fake or fraudulent insurance companies or perpetrated against you by …
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What’s the Difference Between Tort Insurance and No Fault Insurance?

In an effort to reduce insurance costs by reducing the number of accidents that go to a courtroom trial some states have switched to a no fault insurance system where each driver is immediately responsible for their own injuries and …
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Why Only Getting the State’s Minimum Insurance Coverage Leaves You at Risk

All states require you to carry some form of liability insurance. This coverage is used to pay for damages that your car causes, but does not pay for damages to your own car. Additionally, some states also require you to …
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Is Car Insurance Necessary if You Don’t Own a Car?

Insurance is written for specific vehicles, not people. This means that unless you own a car or are under a direct order from the DMV or a court of law, you do not need to have car insurance. And even …
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How to Sue an At Fault Driver When Living in a No-Fault State

The regulations that determine whether you can sue an at fault driver in a state that use no fault auto insurance differs from one state to the next. In general, no fault insurance is designed to reduce the number of …
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Questions to Ask Before Buying Gap Insurance

Before you agree to purchase gap insurance, make sure you ask a few questions. You may find out that gap coverage will not benefit you at all, or that the coverage it provides is not worth what you have to …
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Tips to Improve Your Driving Record and Lower Your Car Insurance Premiums

Keeping your car insurance premiums as low as possible is not as difficult as you may think. A large portion of your risk assessment is based on your driving record, and that is a reflection of your personal driving habits. …
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What You Need to Know About Verbal Thresholds

Verbal thresholds affect whether you are allowed to sue for permanent injuries, and how much you are allowed to sue for. Additionally, the threshold dictates the conditions under which permanent injury suits can be brought, defining a number of legitimate …
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Most Common Reasons for a Policy to be Canceled or Not Renewed by an Insurance Company

There are a limited number of reasons your car insurance policy will be cancelled or non-renewed. There are actually laws that regulate insurance companies and prevent them from dropping customers on a whim. As long as you avoid filing too …
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Posted in Car Insurance, Insurance