Tips for Driving Safely During Wet Weather

Driving in wet weather can be dangerous, and it is important to follow the posted road rules when things get bad outside. If a sign advises you to decrease your speed going around a curve, heed the advice and reduce the risk of becoming a highway and insurance statistic.

Car insurance is vital if you plan to drive in dangerous conditions. Without insurance, all of the costs of the accident will come out of pocket, and that could mean a debt of thousands of dollars. Whether or not it is required in your state, and it probably is, car insurance is something you need to have.

Anti-lock brakes and electronic stability control are both designed to make your car safer in wet weather, and insurance companies will give you a discount for having special safety features like those. For an insurance company, your premiums are based on the risk involved, and lowering the risk reduces the cost of coverage.

Always turn your lights on in wet weather, using only your low beams when there is rain, fog or snow falling. High beam lights reflect off the water particles differently, and instead of increasing your range of vision, the falling precipitation can block more light.

Slow down. It is much more important to arrive alive than to be on time. When the weather turns wet, plan for more traffic and take your time. If you have an alternate route, avoid known trouble spots. It takes your car longer to stop on a wet road, so be prepared for longer breaking times if you have to stop suddenly.

Driving in wet weather is like choosing your insurance. Make sure to plan for what you need, and don’t skimp just save a few minutes or dollars. You can even use online car insurance quotes to find the best premiums with all the coverage you need to have, such as free towing or roadside service, in case you get stuck out in the rain.

Posted in Car Insurance.