Many different occupations are eligible for discounts on car insurance. Engineers, scientists and researchers fit into one such group of occupations. Because of the self-discipline required to excel at such endeavors, insurance companies regard these people as a lower risk than other drivers.
It may come as a surprise, but anyone with a Bachelorâ€™s Degree or better is eligible for a car insurance discount, whether they work in the science and engineering fields at all. Doctors, lawyers, architects and software designers are all eligible to save money on their insurance policies. And this is even before getting into the list of discounts available across the board to all qualified drivers.
General discounts are available for people who are married, or who live in a zip code recognized as having a lower than average crime rate. You can even get discounts for safety equipment such as burglar alarms or something as simple as parking your car in a private garage at night. When you take advantage of all of the discounts available, you could potentially save hundreds of dollars a year on the cost of your auto insurance.
Another way to save money on car insurance for engineers and scientists is to enroll in and pass a driver safety course. This will only help if the course is taken voluntarily, not if it is required as a condition of a court order. And most people are aware of safe driver discounts that are available to people who have several years of driving time without any point-related infractions.
To get a good idea of what you could be saving, put together a customized policy at a website that offers online insurance quotes. Once the information has been entered in the forms, the quote will be compared against other insurance companies to show you how and where you can get the most for your premium dollars.