Because a BMW is often thought of as a high-end automobile, you probably think that the insurance premiums are going to be through the roof as well. The truth is, BMW cars are built with many cutting-edge safety features that are meant to not only keep you safer, but to keep your insurance costs down as well.
There is no doubt that a BMW is a sleek and stylish car, but you may not realize that underneath the shiny finish are safety features such as Electronic Stability Control and passenger side air bags. Some models even have side impact air bags, which will save you even more on your BMW car insurance. The more safety features your car contains, the less it will cost to insure.
Keep in mind that other factors will affect your insurance premiums along with the make of car you drive. Your previous driving history is important, but so are things like where you live, how far you drive to work each day, or even what you do for a living. Even parking your BMW in a garage at night will save you money on insurance when compared to parking it at the curb, because the garage reduces the risk of burglary, theft, and vandalism.
Before you purchase a BMW, research the safety features of different models and choose one with safety features that save you money, including anti-theft devices. Once you have picked the car you want, use online insurance quotes to find out which insurance companies offer you the best protection for the lowest cost. Get comparisons from several sources to prevent a set of quotes that only compare subsidiary companies within a major provider. A sporty BMW may cost more to insure than a Toyota Camry, but it doesnâ€™t have to be prohibitively expensive if you start by comparing a number of quotes online.