AARP Car Insurance Discounts for Seniors

The American Association of Retired Persons, or AARP as it is commonly known, offers a special driver improvement course that can be a benefit to seniors. Currently, 36 states mandate premium discounts to motorists complete the AARP Driver Safety program.  The states which have these laws in place are: Alabama, Alaska, Arkansas, California, Colorado, Connecticut, the District of Columbia, Delaware, Florida, Georgia, Idaho, Illinois, Kansas, Kentucky, Maine, Minnesota, Mississippi, Montana, Nevada, New Jersey, New Mexico, New York, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Utah, Virginia, Washington, West Virginia, and Wyoming.

The course can be taken in a classroom setting, or it can be attended online. Note however, that not all state laws recognize the online version of the course, and may require you to attend in person to receive the discounts. Of the 36 total states, only 19 are required by law to recognize online classes: California, Colorado, Connecticut, Delaware, Florida, Idaho, Kansas, Louisiana, Maine, Montana, Nevada, New Jersey, New Mexico, New York, North Dakota, Oregon, Tennessee, Virginia and Washington. Check with the department of motor vehicles in your area before taking an online driver improvement course, because the exact qualifications may vary from one state to the next.

If you have multiple cars, insure them both with the same company. In fact, the more policies you have with a single insurance company, the more you will be able to save as a loyal customer. This includes auto, home, and life insurance policies as well as an umbrella liability policy.

One of the best ways to find the best price for auto insurance is to shop online. Websites that offer free quotes will often compare the customized quote for your car against the premium prices offered by other insurance companies. This gives you a chance to see exactly how one company’s rates stand up against another.

Posted in Car Insurance, Insurance.